Aiyor...so forgetful lar...

I received a sms yesterday afternoon. It was from UOB saying that my payment for my UOB credit cards is overdue and asked me to pay as soon as possible. Normally when I received the credit card statement, I will pay within a day or two to prevent I forget to pay later. I don't recall I have any unpaid statement lying on my table, which means, most probably I did not receive the August statement at all. That is why I never pay!!

I called UOB customer service to tell them I did not receive the statement and requested them to resend the statement to me. They told me I will be charged for the late payment but I can call to request to waive it when I received the resent August statement. I did ask for the amount that I need to pay and I paid it immediately after dinner yesterday. So everything settled and I will call to request to waive the late payment as soon as I get the statement.

Later that night, I found the August statement on my table, underneath/in between some books!! OMG, I did receive the August statement after all and I totally forget about it!! Hmmmm.... can I still request to waive the late payment, since it's me who forgets to pay it and not statement lost? hehe...