No interest given for savings accounts??
I remembered last time every 6 months, the bank will calculate interest and deposit into our saving accounts regardless how much money we have in our account. But now? Seems like it's not any more. Yesterday I went to open a saving account at Public Bank. When I read through the information on that saving account, I realized there's really such rule, there's no interest at all for if your account got less than this amount of money.
Hmm, why we open account then? Bank in our money and let them use freely? No wonder now most of the ppl don't save money lar.. oh ya, blame the bank!! Is every bank like this? So far I've encountered this with Hong Leong, CIMB and Public Bank.
Hmm, why we open account then? Bank in our money and let them use freely? No wonder now most of the ppl don't save money lar.. oh ya, blame the bank!! Is every bank like this? So far I've encountered this with Hong Leong, CIMB and Public Bank.
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11 comments:
if i'm not mistaken,this had been running in public bank for few years already..less then 5k no interest..well,although they use your money freely but one thing is that they help to keep your money safe too
hmm, i didn't know that, cos ar, my maybank account, although every month i used until kosong kosong one, hehe, but still i got see interest deposited wor..
no interest is alright. lucky they did ask interest from you. in japan, you need to give the back interest for keeping your money in their bank.
wah seh, then i rather put in under my pillow.. :p
Got such t&c for saving acc? Maybe those banks u mentioned concentrate more on corporate customers?
Do you know that now current account need to put at least 5k then only got interest? If below 5k them the bank will deduct RM5 from your account automatically. I am not sure other bank but RHB bank is like that.
no lar, maybank got interest wor below 5k, but they got charge lar, if below 5k. forgot how much they charge, if i'm not mistaken, RM 12 per year.
What I means is deduct RM5 per month if below 5k.
wah, that's a lot leh, change to maybank lar. they only deduct per annum one.. hehe..
CIMBank gives interest in monthly basis~ But just little only, you won't realize any different, haha~!
sure or not? CIMB? I got CIMB bank account leh, but nv notice got interest also.. i some more recently heard ppl said CIMB gonna close shop wor. hehe..
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