Kena CONNED!!!
I was shopping at carrefour one day and this credit card from xxx bank came forward to me, telling me how good is their card. I don't planned to apply more cards, as i already got A LOT of cards, with A LOT of DEBTS!! But after all the sweet talking, i finally decided to apply!! ya i know, i'm so soft hearted, hehe, nvm lor, let the sales ppl earn some commision lor..
So what is the thing that attracts me to apply? CASH REBATE!! Shop at carrefour, 4% cash rebate, BH petrol 2%, ... then others 0.3% cash rebate... If everyweek u go shopping and spend a few hundred dollars, it's good that you can get some money back. carrefour.. easy lar, everytime cincai buy also 100++, so if everytime i pay using this card i got 4% rebate, then good also mar, instead of collecting all those useless points, i can get to rebate some cash in return!
besides that, they also told me that there's no annual fee charged for this card. of cos got condition lar, have to swipe 6 times every year, but no limit on the amount. hmm, ok wat, 6 times per yr, sap sap sui la..
so after waiting and waiting for a few weeks, i finally received the card.
I was kind of shocked when i received the mail from the bank, wow, so thick, it's like they sent me more than 1 card!! and when i opened it, SHIT, they really send me 2 cards. i only apply for one, so y they sent me 2? must be the credit card sales person wanna earn more commission!! so the next thing i do is to call the credit card centre, and asked them to terminate the extra card. and guess what the support ppl told me?
RM388!! yes.. your eyes got no problem, it's RM388 per yr if i dun activate the OTHER card.
so that really leave me with no other option but to activate the other card, which means, now every yr i have to swipe 6 times for each card!! ok fine, 12 times also sap sap water..
after calling the card centre, i read all the brochures that comes together with the card. Apparently you can only entitled to get the 4% cash rebate when you shopped at carrefour when you purchased more than RM50 and starting from 1 Nov 2007, you have to purchase more than Rm99 only you entitled for the 4%!! shit, kena conned again!!
these ppl are so clever la, tell u all the fancy stuff but never really tell you all the REAL stuff!! so now wat? cancel other bank's card lor, if not keep so many credit cards for wat?
So what is the thing that attracts me to apply? CASH REBATE!! Shop at carrefour, 4% cash rebate, BH petrol 2%, ... then others 0.3% cash rebate... If everyweek u go shopping and spend a few hundred dollars, it's good that you can get some money back. carrefour.. easy lar, everytime cincai buy also 100++, so if everytime i pay using this card i got 4% rebate, then good also mar, instead of collecting all those useless points, i can get to rebate some cash in return!
besides that, they also told me that there's no annual fee charged for this card. of cos got condition lar, have to swipe 6 times every year, but no limit on the amount. hmm, ok wat, 6 times per yr, sap sap sui la..
so after waiting and waiting for a few weeks, i finally received the card.
I was kind of shocked when i received the mail from the bank, wow, so thick, it's like they sent me more than 1 card!! and when i opened it, SHIT, they really send me 2 cards. i only apply for one, so y they sent me 2? must be the credit card sales person wanna earn more commission!! so the next thing i do is to call the credit card centre, and asked them to terminate the extra card. and guess what the support ppl told me?
In order to have the annual fees waived (not really waived lar swipe 6 times every yr), u need to have 2 cards, 1 master, and 1 visa. if u terminate the mastercard, u won't be entitled for the annual fees waived no matter how many times u swipe.How much is the annual fees of the card?
RM388!! yes.. your eyes got no problem, it's RM388 per yr if i dun activate the OTHER card.
so that really leave me with no other option but to activate the other card, which means, now every yr i have to swipe 6 times for each card!! ok fine, 12 times also sap sap water..
after calling the card centre, i read all the brochures that comes together with the card. Apparently you can only entitled to get the 4% cash rebate when you shopped at carrefour when you purchased more than RM50 and starting from 1 Nov 2007, you have to purchase more than Rm99 only you entitled for the 4%!! shit, kena conned again!!
these ppl are so clever la, tell u all the fancy stuff but never really tell you all the REAL stuff!! so now wat? cancel other bank's card lor, if not keep so many credit cards for wat?
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