Kena Conned ~ Part 2
Remember my Kena Conned post posted 2 months + ago? Well, although I got the feeling of being conned, but i still using the credit card. In fact i'm using it for almost all of my bills, cos i thought got cash rebate mar..4%, 0.3%, if accumulate all should be quite a lot also!!
Just got my credit card bill today, apparently i only got RM4 cash rebate? so little only? cannot be wat? i swipe a lot wor, especially in Carrefour, why that little?
Later that night, i went to carrefour for grocery shopping, the total purchase = RM98, let's calculate it as RM100 lar.. by right i should have RM4 (or RM3++) for cash rebate right? When i checked the cc slip, the cash rebate amount only RM2??? why that little???
then i remembered when i read the terms n condition when i received the credit card, it stated there there's only cash rebate when we purchased more than RM50. This one i understand, don't tell me they are calculating this way.. (RM100 - Rm50(the amount that we need to reach b4 we can have cash rebate)) * 4% so end up it's RM2. they minus out the RM50 first only calculate the cash rebate?????!!!!!
WOW, this time i really feel that i'm being conned. y? becos in oct, we can only have this cash rebate when we purchase more than RM100.. if they are really deducting the amount first before calculating, it will be (RM100 - RM100) * 4% = RM 0 !! no more cash rebate!! if this is the case, collecting points is better, right??
or maybe they are calculating this way? before you reached the amount of RM100, it will always be treated as RM50*4%? then i also very 'sit dai' wor, cos my total purchase was RM98!!
well maybe it's my fault, cos i never read ALL when i received the brochures... and guess what? i'm gonna terminate the card, yes, both cards!!!!!
Just got my credit card bill today, apparently i only got RM4 cash rebate? so little only? cannot be wat? i swipe a lot wor, especially in Carrefour, why that little?
Later that night, i went to carrefour for grocery shopping, the total purchase = RM98, let's calculate it as RM100 lar.. by right i should have RM4 (or RM3++) for cash rebate right? When i checked the cc slip, the cash rebate amount only RM2??? why that little???
then i remembered when i read the terms n condition when i received the credit card, it stated there there's only cash rebate when we purchased more than RM50. This one i understand, don't tell me they are calculating this way.. (RM100 - Rm50(the amount that we need to reach b4 we can have cash rebate)) * 4% so end up it's RM2. they minus out the RM50 first only calculate the cash rebate?????!!!!!
WOW, this time i really feel that i'm being conned. y? becos in oct, we can only have this cash rebate when we purchase more than RM100.. if they are really deducting the amount first before calculating, it will be (RM100 - RM100) * 4% = RM 0 !! no more cash rebate!! if this is the case, collecting points is better, right??
or maybe they are calculating this way? before you reached the amount of RM100, it will always be treated as RM50*4%? then i also very 'sit dai' wor, cos my total purchase was RM98!!
well maybe it's my fault, cos i never read ALL when i received the brochures... and guess what? i'm gonna terminate the card, yes, both cards!!!!!
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